Mutual Guarantee Fund

Our Mutual Guarantee Fund was set up to ensure all our users would be paid within a few days of their work. This enables us to guarantee their cashflow, lessen the burden of debt collection, and decrease administrative work.

The fund is based on one of our key values: pooling of means. All our users contribute to this fund in order to spread risks.

In time, this fund will be integrated in the larger European SMart cooperative.

Find out more about what we do: